Mortgages Offer Review
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Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Our Take
4.5
Pros
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Mortgage borrowers do not need to become members of the credit union until they’ve reached the closing process, so interested home buyers can apply without committing to membership.
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Sample rates are displayed upfront, and it's easy to get detailed, personalized rates without providing any personally identifying information.
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No application fee.
Cons
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Customer service can be difficult to access as a non-member and may require sharing personal information.
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Home equity loans are not available.
Compare to Other Lenders
Full Review
A test page for testing an Associated Marketplace Data offer. We want to make sure the offers show up for the marketplace offers.
NerdWallet’s overall ratings for mortgage lenders are evaluated based on four major categories: variety of loan types (purchase, refinance, fixed and adjustable, for example), ease of application, rates and fees and rate transparency. Among the factors we consider when scoring these categories are options to apply for and track loans online, the level of detail about mortgage rates on lender websites and our analysis of the rates and fees lenders reported in the latest available Home Mortgage Disclosure Act data. These scores generate ratings from 1 star (poor) to 5 stars (excellent).
