Tina’s Test Review
Axos Bank personal loans are available to borrowers with excellent credit, but they come with an origination fee and no co-sign or joint loan options.
Last updated on September 13, 2022
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Our Take
3.5
NerdWallet rating
The Nerdy headline:
Axos Bank loans are an option for excellent-credit borrowers looking to refinance an existing personal loan.
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Est. APR
11.79-20.84%
Loan amount
$7,000 - $50,000
Min. credit score
730
Pros
- Option to pre-qualify with a soft credit check.
- Can fund loans within one week.
- Option to change your payment date.
Cons
- Origination fee.
- No rate discount.
- No co-sign or joint loan option.
Compare to Other Lenders
EST. APR
8.99-29.99%
EST. APR
8.95-17.48%
LOAN TERM
2 to 7 years
LOAN TERM
2 to 5 years
LOAN AMOUNT
$5,000-$100,000
LOAN AMOUNT
$5,000-$40,000
MIN. CREDIT SCORE
None
MIN. CREDIT SCORE
640
Compare estimated rates from multiple lenders
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