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DCU Auto Purchase, Refinance and Lease Buyout Loans: 2024 Review

Last updated on February 5, 2024
Tina Chen
Written by 
Assigning Editor
Tina Chen
Written by 
Assigning Editor

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Auto loan reviews

New auto purchase loan review

DigitalFederalCreditUnion
Digital Federal Credit Union - New car purchase loan

5.0
NerdWallet rating
Est. APR
6.24-15.24%
Loan amount
No min. - $500,000
Min. credit score
600

Pros

  • Application process can be completed 100% online.

  • Offers a rate discount for electric vehicle financing.

  • Offers a rate discount for customers/members with a qualifying account relationship.

  • Has 24-hour customer/member service.

Cons

  • Does not offer pre-qualification with a soft credit check.

  • Credit union membership required to get a loan.

  • Does not allow co-signers.

Best for applicants who want fast approval, rate discounts and other credit union benefits.

Compare auto loans lenders
Lender
Est. APR
Loan amount
Min. credit score
6.49- 34.79%
$8,000- $100,000
600
6.74- 35.04%
$8,000- $100,000
600
6.99- 15.54%
$5,000- $100,000
660
Visit Lenderon LightStream's website
on LightStream's website
6.99- 15.54%
$5,000- $100,000
660
Visit Lenderon LightStream's website
on LightStream's website
Consumers Credit Union
Visit Lenderon Consumers Credit Union's website
on Consumers Credit Union's website
5.24- 17.04%
No min.- $100,000
600
Visit Lenderon Consumers Credit Union's website
on Consumers Credit Union's website
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