Skip to content

Betterment Review 2025: Pros, Cons & How it Compares

something

Paid non-client promotion. NerdWallet doesn't invest its money with this provider, but they are our referral partner - so we get paid only if you click through and take a qualifying action (such as open an account with or provide your contact information to the provider). Most importantly, our reviews and ratings are objective and are never impacted by our partnerships. Our opinions are our own. Here is a list of our partners and here's how we make money.


The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

Updated: Feb 4, 2025 10:29 a.m. PST
Arielle O'Shea
Written by 
Lead Assigning Editor
Arielle O'Shea
Written by 
Lead Assigning Editor

Our Take

5.0

NerdWallet rating

Reviewed in: Oct. 2024

Period considered: Aug. - Oct. 2024

The bottom line:

bottom line

Jump to: Full Review
Betterment

Fees

0.25%

with a balance over $20K or qualifying recurring deposit. Otherwise, $4/month.

Account minimum

$0

$10 to start

Fees

0.25%

with a balance over $20K or qualifying recurring deposit. Otherwise, $4/month.

Account minimum

$0

$10 to start

Promotion

Get 1% match

of your net Roth and traditional IRA contributions until December 30, 2024. Terms apply.

Learn moreon partner's site
on Betterment's website
AD
Paid non-client promotion

Show details

Pros & Cons

Pros
  • Hip and new
  • nice friendly UI
  • They totally have your best interest at heart
Cons
  • I can't think of anything!
  • Seriously, they're great

Compare to Other Advisors

ADVERTISEMENT
Fees

0.25%

with a balance over $20K or qualifying recurring deposit. Otherwise, $4/month.
Account minimum

$0

$10 to start
Promotion

Get 1% match

of your net Roth and traditional IRA contributions until December 30, 2024. Terms apply.
Learn moreon partner's site
on Betterment's website
AD
Paid non-client promotion
ADVERTISEMENT
Fees

0.25%

management fee
Account minimum

$50

Promotion

1% match on rollovers and contributions

Terms and conditions apply. Roll over a minimum of $20K to receive the 1% match offer. Matches on contributions are made up to the annual limits.
Learn moreon partner's site
on SoFi Invest's website
AD
Paid non-client promotion
ADVERTISEMENT
Fees

0.25%

management fee
Account minimum

$500

Promotion

Get a $50 customer bonus

when you fund your first taxable investment account
Learn moreon partner's site
on Wealthfront's website
AD
Paid non-client promotion

NerdWallet doesn't invest its money with this provider, but they are our referral partner – so we get paid only if you click through and take a qualifying action (such as open an account with or provide your contact information to the provider). Most importantly, our reviews and ratings are objective and are never impacted by our partnerships. Our opinions are our own. Here is a list of our partners and here's how we make money.

Get more smart money moves — straight to your inbox

Become a NerdWallet member, and we'll send you tailored articles we think you'll love.

Full Review

Full Review

Video preview image

THere's My review!! Whoo!

Learn more on partner's site
on Betterment's website