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Editorial Review

Bethpage Federal Credit Union Review: Savings, Checking, Money Market and Certificates

Bethpage Federal Credit Union offers easy membership eligibility and above-average certificate rates, plus a free checking account that can earn interest.

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Updated: Oct 28, 2024 5:04 a.m. PDT
Damaris Olaechea
Written by 
Damaris Olaechea
Written by 

Overall institution rating

4.1

NerdWallet rating
The bottom line:

Broad membership criteria make it easy to join Bethpage Federal Credit Union. With competitive certificate rates and fee-free accounts, Bethpage could be an appealing option for those looking to join a credit union.

Best for: Those who want competitive certificate rates as well as a free checking account that can earn interest and are unlikely to overdraft.

Pros
  • No monthly fees.
  • Competitive rates on share certificates and some savings accounts.
  • Large, free, nationwide ATM network.
  • Anyone can become a member.
  • No minimum opening deposits on checking accounts.
Cons
  • Expensive overdraft fee.
  • Hard to find basic information about some accounts.

Full review

Full review

Money market

FourLeaf Federal Credit Union Money Market Account

FourLeaf Federal Credit Union Money Market Account

Money marketFederally insured by NCUA

3.7

/5
NerdWallet rating
Money marketFederally insured by NCUA

3.7

/5
NerdWallet rating

APY

1.15%

With $500 min. balance for APY

Bonus

N/A

APY

1.15%

With $500 min. balance for APY

Bonus

N/A

Checking

FourLeaf Federal Credit Union Free Checking

FourLeaf Federal Credit Union Free Checking

CheckingFederally insured by NCUA

4.8

/5
NerdWallet rating
CheckingFederally insured by NCUA

4.8

/5
NerdWallet rating

Monthly fee

$0

Bonus

N/A

Monthly fee

$0

Bonus

N/A

Savings

FourLeaf Federal Credit Union High-Yield Savings Premium Account

FourLeaf Federal Credit Union High-Yield Savings Premium Account

SavingsFederally insured by NCUA

4.0

/5
NerdWallet rating
SavingsFederally insured by NCUA

4.0

/5
NerdWallet rating

APY

5.35%

With $0 min. balance for APY

Bonus

N/A

APY

5.35%

With $0 min. balance for APY

Bonus

N/A

Customer experience

4.4
NerdWallet rating

Overdraft fees

3.5
NerdWallet rating

How does FourLeaf Federal Credit Union compare?

NerdWallet rating
3.9/5
APY

4.00%

Minimum deposit

$0

NerdWallet rating
4.3/5
APY

4.00%

Minimum deposit

$0

Learn moreon partner's site
at Discover® Bank

Methodology

NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.