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3 Test Mortgages Lender Id Fetch

Last updated on August 1, 2023
Kieran Persaud
Written by 
Kieran Persaud
Written by 

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3 Test Mortgages Lender Id Fetch

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Lender
NerdWallet Rating
Min. credit score
National / regional
Learn more
LenderFI

LenderFI: NMLS#133056

2.5
/5

N/A

National

LenderFI

LenderFI: NMLS#133056

2.5
/5
Refinancing

620

National

BB&T (Truist)

BB&T (Truist): NMLS#399803

4.5
/5
Refinancing

620

Regional

LenderFI
NMLS#133056
Min. credit score
N/A
National / regional
National
  • Why we like itGood for: borrowers who want a completely online experience when buying or refinancing.
    Pros
    • Rates and fees have been lower than most lenders, according to the latest federal data.
    Cons
    • It’s unclear if the lender is currently processing new loans.
    Read full review
LenderFI
NMLS#133056
2.5
Refinancing
Min. credit score
620
National / regional
National
  • Why we like itGood for: borrowers who want a completely online experience when buying or refinancing.
    Pros
    • Rates and fees have been lower than most lenders, according to the latest federal data.
    Cons
    • It’s unclear if the lender is currently processing new loans.
    Read full review
BB&T (Truist)
NMLS#399803
4.5
Refinancing
Min. credit score
620
National / regional
Regional
  • Why we like itBB&T excels in online convenience and offers a good variety of loan types, but has a limited physical presence outside the Southeast.
    Pros
    • Offers a variety of low-down-payment mortgages as well as construction mortgages.
    • Website lets users estimate rates online by loan and property type, amount and location.
    • Has an online mortgage application.
    Cons
    • Branches limited to mostly the Southeast region.
    • Does not offer FHA loans.
    Read full review

Last updated on August 1, 2023

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Test Mortgages Lender Id Fetch